Get Rich Slowly: The Money Manual
by J.D. Roth
This page contains Get Rich Slowly: The Money Manual, a hyperlinked textbook of personal finance. The info here is 100% accurate and effective, to the best of my knowledge.If you spot an error, contact me.
This material is intended to for people new to the world of personal finance. These articles provide important background info and step-by-step instructions to help readers master their money. Nothing here is illegal or immoral or shady. This is actionable, Real World info to help you improve your financial situation.
While these articles are designed to be read in order, it’s also fine to simply pick and choose those that most interest you. Because this is currently a work in progress, not every article has been published yet. If there’s no link to a piece, it isn’t ready to be read.
Get Rich Slowly: The Money Manual
These articles cover the same concepts featured in Your Money: The Missing Manual, my 2010 book published by O’Reilly Media. This material isn’t word-for-word the same, but the structure is nearly identical. These written versions are often longer and more substantial, with additional supporting material.
Introduction
About J.D. Roth and Get Rich Slowly • Thoughts on Systemic Poverty, Fault, and Responsibility
It’s More Important to Be Happy Than to Be Rich
How Money Affects Happiness • It’s Not About the Money
The Road to Wealth Is Paved with Goals
The Road to Success • Tools and Resources to Help You Achieve Your Goals • Coping with Mistakes and Setbacks
“Budget” Is Not a Four-Letter Word
Mapping Your Financial Future • Building a Budget That Works • Sticking to a Budget • Automating Your Budget • Why Budgets Fail
Defeating Debt
The Power of Positive Cash Flow • The Basics of Debt Reduction • Curbing Compulsive Spending • Start Where You Are
The Magic of Thinking Small
Why Frugality Matters • Frugal Tactics Anyone Can Use • The Tyranny of Stuff • Leading a Rich Life on a Budget
How to Make More Money
Working for Others • Working for Yourself • Other Ways to Make Money • You Are 100% Responsible for Your Income
Banking for Fun and Profit
Choosing a Bank • Finding Accounts That Meet Your Needs • Making the Most of Your Bank Accounts
Using Credit Wisely
The Smart Person’s Guide to Credit Cards • Your Credit Report • Your Credit Score (and Why It Matters) • Final Thoughts on Credit
Sweating the Big Stuff
Counting the Dollars • Buying a Car • Finding Deals on Vacations and Travel • Cash Is King
House and Home
Is It Better to Rent or Buy? • Buying a Home • Owning a Home
Death and Taxes
An Introduction to Insurance • What You Need to Know About Taxes • A Brief Overview of Estate Planning
An Intro to Personal Investing
Why Invest? • The Tools of Investing • Being on Your Best Behavior • Common-Sense Investing
Retirement: The Final Frontier
What Will Retirement Look Like? • How Much Should You Save? • Why You Should Start Saving Today • A Brief Guide to Retirement Accounts • Early Retirement and Other Dreams • Building a Rich Life
Friends and Family
Your Financial Blueprint • Friends with Money • Love and Money • Church, Charity, and Community • True Wealth
Updated: 19 June 2022